Steps To Buying A Home

1)  Get qualified with a loan officer, so your Utah Real Estate Agent will know how much you qualify for.

2)  Pick a professional Realtor who can help you find the right home for you and will help you save money.

3)  Go look at homes with your Realtor.

4)  After you decide on which home to buy, your Realtor will do a CMA so you know the true current value of the home. At what price you buy is very important (it is the one part of the long term transaction that YOU control completely, so save money here).

5)  You will come up with the price you feel that the home is worth to you.  Your agent will write up an offer that you will need to sign.

6)  The sellers of the home will most likely present you with a counter offer and you should discuss with your Realtor if you would like to accept this new offer or counter again. (Your Realtor will prepare all the paperwork for you to sign).

7)  Once accepted you get your loan asap so you can close the transaction.

8)   Transaction closing
-Purchase home insurance.
-Purchase title insurance on the home .
-Both buyer and seller sign closing papers.

9)  The house keys are turned over to you when the paperwork is recorded at the county office (if that is what your Realtor put in your contract).  The house is now yours – Congratulations!